First post. Content? https://peakd.com/hive/@thehive/social-philosophy-and-hive One Must Help Each Other
Second Post. https://peakd.com/hive/@thehive/social-philosophy-and-hive-smuxxc Blarney as an example of nothing changed in thousands of years.

Third Post. https://peakd.com/hive/@thehive/social-philosophy-and-hive-smv8ey The last couple of paragraphs tell the how. Not the detail.

Fourth Post. https://peakd.com/hive/@thehive/social-philosophy-and-hive-smxi58 Objectives. Short list.

Fifth Post. https://peakd.com/hive/@thehive/social-philosophy-and-hive-sn4md9 The Start.

Sixth Post. https://peakd.com/philosophy/@thehive/social-philosophy-and-hive-sn6a34 summary.

Seventh Post. https://peakd.com/hive/@thehive/social-philosophy-and-hive-sna5fq Working.

That is what needs to be done without the violence in a shorter period of time.

You can take a look at account @gamesupport to see a proof of concept in progress.

Governance, probably sounds more complicated when I type it.

Governance of finance is a multi sign layered system.

The funding for a community is not released by the community. The community request funding from the chain. This request then under goes an approval process.

Tokens returning from a community are stored on the blockchain is allocated accounts. These tokens are stored until a request is made for them by the community. Localised Hubs will be amalgamated to one account for faster expansion. With expansion. A higher percentage will be removed to benefit other area's.

Returning tokens have designations. (Initially all tokens will go to growth) Percentages Yet to be decided. Will be taken and stored for other uses. These will vary across many domains.

Some of this will be considered a renewable source. The benefits to the chain become more evident when a return percentage of 80 percent is reached. Leaving a hub with enough room to grow on just 20 percent of returning tokens.

Some suggestions.
Powered up to support new initiatives.
Stored in HBD to provide for coding expenses.
Stored to accumulate for larger projects.
Support a legal educational system on chain.
Provide for contract payments for services on chain.

I am sure you can think of many more that would benefit yourself.

Having hubs of activity with less people than a global audience can bring greater rewards for all.

Usage Value HIVE HBD all come from a localised encouragement.
Back to the start. The initial investment is needed to let this process run.

Established Hubs.

Once one or two hubs have been established. The benefits to the community begin to be seen by the people in the community much clearer.

This is what we are looking at. A shop is bottom center in the image. That shop and 15 other properties around it. The 15 properties provide a rebate in the form of HBD. We will not exchange the HBD for cash. We are not an exchange. The rebate can be used as part of a rental payment of used in the shop. (Once we have a Hub. We should look at gaining that derelict land across from the shop to develop).

15 local people or households with more than one person. Now have a Hive account if they use it or not. Many I think will ignore it until the value rises after accumulation. Then want to use it to use their finance elsewhere. This is retention of a user. They may never blog. But they will begin to use their Hive wallet more and more.

A Hub is considered 15 +1 commercial unless already a commercial unit is present. Then both will share the same commercial unit. A Hub is not restricted from adding additional units and is encouraged to do so. Each Hub will generate it's own micro finance to enable local contracting for services. These choice of services are decided by the community. Maybe they all want a window cleaner or a grass cutter.

When an expanding hub reaches 20 units+1. One unit in the Hub becomes available for sale. These units will come under the umbrella of affordable housing. Two options I see available.

The first option is rent to buy mortgage. This option would be for existing tenants first. Renting for 5 years they can build up an additional rebate as a deposit for the property. The property would remain as property owned by the chain. On completion of all due payment. The property title would go to the payer.

Mortgage would be done on a fix rate for term. The term in years months in total is considered the term. The % of interest can be adjusted to suit the term. The average term to fill payments should range from 15 to 22 years. Depending on the Percentage requested.

Demand for both the HBD and HIVE tokens are made from the rental of property.

The transactional use of spending will garnish attention. Some will explore more and try the blogging. Most won't stay. Some will try the games and maybe that is all they do. Does it matter?

We gain a wider range of people who will use the chain for a wider range of reasons. They are not people that came on the back end of a promise. They did not get an account to get rewards from any chain source. They will integrate themselves. There will be a central point for the community in a decentralised chain. To find information.

HBD becomes a flow of exchange for trade. Any taxes due are isolated and held until payment is needed.

Recap and finalise in the next post.