Financial Management
In living daily life, of course, we must be able to manage every budget that we will spend in daily needs, but sometimes our passions are too high to make our needs bigger than income, all the things we see we want to have in our possession. when money is in our hands, therefore this causes us to be able to control every expenditure every day so that our income can be covered by expenses so that all needs can be fulfilled
Some things that I always consider as the head of the family in managing my finances together with my wife so that all income can be enough for my life in the next month, because my income is now paid monthly,
I myself have several ways to allocate my budget every month because the salary I get every month can be said to be very small, if I am too eager to splurge every time I get a salary, of course in the next month I have to fast because I don't have money. more money, here are the things I often do together with my wife
Determine the total amount of salary that I get for my needs for the next month, then I set the expenses that I need per day, usually I set aside Rp. 50.000 / day for basic groceries shopping, and to buy some other kitchen utensils.
determine the costs that I will spend for my work needs with my wife, and several other things for work needs
After determining all my needs, the thing I never forget is to set aside some other money for my future savings, although not much but if we continue to be consistent then that money will accumulate a lot as time passes, because for me it is future savings it is very important to help when we really need it, not always our bodies can be healthy to be able to work as usual but there are times when we are not healthy and if we have sufficient savings of course this is very helpful
that's the way I often do to meet my needs, because I always think about the future, therefore I must be able to control every expense that I will make, otherwise I will continue as I am now
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That was an interesting one, but you can add to your income by checking out for online freelance jobs. Should Incase you see the need to make huge budget. Thanks for sharing.
that's what I do now, but the income is uncertain. so I don't expect much from my online income, because I will make it a savings
Just as it is said; a little drop of ocean makes an ocean. When we are consistent with saving the little we can, one day, it will yield big.
Yes it's true as you said, all will pile up a lot
You have a good way of managing a budget, because in everyday life we really need to set a budget. 😁👍
Yes, that's right, it all has to be adjusted periodically
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Facts. Knowing your basic needs and what it would cost you, putting everything in their order of importance will determine how far you will go in managing your funds.
Thank you for sharing this with us.
Those are the basic things that we have to control in order to be able to meet our needs for the next month
The way you set your budget is indeed the best. Welldone....
thanks my friend
Determine the total amount we receive in a month or the salary we receive it’s a nice idea,because it will help us spend our money wisely .Thanks for sharing.
Definitely for us to live out life smoothly we all need to make budget to enable us spend well. Thanks for sharing
Knowing your income would help you plan ahead of time and manage what you have. That's why it's good to have a budget. Nice one friend.
thanks brothers