Silver Hand Pours and some thoughts
Eight days ago, a wrote an article about money. One of the comments I received was:
Some very wise advice. Restrict debt and always invest and save. There are lots of ways to make money (and lose it if you aren't careful...) You have to start young, the older you get the harder it is!
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Especially if you don't come from a wealthy background, accumulating wealth quickly can seem impossible. But, you may greatly increase your odds by making wise judgments. A little planning, discipline, and risk-taking will do.
Investing is the best strategy to increase money. So invest and invest more! Set aside a certain amount of your salary each year for investments, and then raise that amount by 1%.
We frequently think that wealthy individuals are able to make large sums of money because they have access to covert investments. Now that I have access to such investments, I can tell you that, on average, they don't perform any better than an S&P index fund.
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Finding a better paying job or negotiating your current one will always pay off in the long run. The key is to get paid what you're worth. Your income is the basis for generating wealth, and a bigger wage increases it instantly. Your total financial growth is accelerated since it enables you to save and invest more money. A better salary should always be negotiated.
Finance experts advise not to concentrate just on the dollar amount when negotiating a higher wage. Non-cash advantages like additional vacation days, flexible work schedules, or chances for professional growth are provided by many businesses.
These benefits may have a big financial effect. For example, taking more time off can help you save money on personal expenses, while furthering your career can help you land better jobs later on.
Unknown tactics for boosting your total wealth include negotiating for a full benefits package that includes non-cash rewards.
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If you have a pile of bad debt, you can have a good income and still be in the same place. Your financial objectives will gradually be jeopardized by high-interest credit card debt.
Try employing the debt avalanche or snowball payback strategies to stay out of this trap.
As it's simpler to develop wealth when you're not burdened by high interest rates, paying off debt frees up more of your income for saving and investing, which lowers financial stress and increases your chances of success in the future. Control your debt.
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If you don't cut your expenditures, you can have a six-figure salary and yet be living paycheck to paycheck. Living a more frugal lifestyle can lower financial risks and lessen your exposure to unanticipated occurrences such as job loss, market swings, or other calamities. Limit your spending.
Budgeting is only one aspect of managing spending. Examine all of your regular expenses and monthly subscriptions in detail. Unknowingly, a lot of people pay for streaming services, magazine subscriptions, and gym memberships that they never use. A self-audit such as this may release more money for you to use for wealth-building activities.
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Allocating your money wisely is just as important as earning more of it. You are not the only one who does not "accidentally" succeed in anything! Making plans is essential if you want to accumulate riches. And a budget is precisely that! All it is, is a documented financial strategy. Every dollar needs to have a task assigned to it at the beginning of each month, and it needs to be followed.
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😍#ilikeitalot!😍
Gold and Silver Stacking is not for everyone. Do your own research!
If you want to learn more, we are here at the Silver Gold Stackers Community. Come join us!
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Thank you for stopping by to view this article. I hope to see you again soon!
I hope to see you again soon!
Hugs and Kisses 🥰🌺🤙!!!!
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I post an article daily. I feature precious metals every other day, and on other days I post articles of general interest. Follow me on my journey to save in silver and gold.
You received an upvote of 87% from Precious the Silver Mermaid!
Thank you for contributing more great content to the #SilverGoldStackers tag.![](https://images.hive.blog/DQmT7RQqkpjXrjR43HZgPkPghGxUYDHPu7A68diYnmgbB64/round_gem.png)
You have created a Precious Gem!
Thanks, @ssg-community
!LUV
!LUV
Spoken like a true professional.
@silverd510 You were the first comment on this article. You get 100% upvote from me and an HSBI!
Great wisdom that everyone should take to heart!
!BBH
!LUV
It is sound money advice, @thebighigg .
!BBH
!LUV
👏 Keep Up the good work on Hive ♦️ 👏
❤️ @dimascastillo90 suggested sagarkothari88 to upvote your post ❤️
Thanks to @dimascastillo90 !
You're most welcome @silversaver888 ;)
Ms. Saver @silversaver888
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That is some beautiful silver
Thank you, @youloseagain !
!BBH
Very good thoughts on wealth management.
One cannot give advice on what one doesn't have first-hand knowledge of and practice, @ironshield.
!HUG
!BBH
I sent 1.0 HUG on behalf of @silversaver888.
(1/3)
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Thanks, @michupa !
Very wise words @silversaver888!😇😊
Being a father of three adults, I try to encourage my grown children to save and invest!
Yesterday is gone, we need to start fresh today !👍😇🤗
Forget yesterday... you can't do anything about it. Begin again, @silvertop 👍😇🤗!
!LUV
Very true @silversaver888!😇
It's always best to look to the future!😀
You sure picked up a nice Stack of Silver... I'm totally impressed with your collection...
Thank you, @pocketechange . I didn't just pick them up one day,,, it took years!
!BBH
Ms. Saver @silversaver888
More in Your California Young Lady.............
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They both measure wait.
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Very interesting and quite good article. Good afternoon for today and hopefully the best is always for all of us.![](https://images.hive.blog/0x0/https://images.ecency.com/DQmPumceaRfk4FCijaHSnvStutX4g9hqn49y3Zv1CPaVmkS/curators2.gif)
I wish you the best, @mnurhiver !
Thank you!
!PIZZA
OK, you're welcome, thank you very much too.
!LADY
Today's world lives on credit cards and borrowing! The amount of commercials for home equity loans and/or personal loans, it astounding. I don't think that people, especially those without a lot of life experience, realize just how damaging credit cards and loans can be. Are loans necessary? For most, yes, if they wish to purchase a home, but for 'fluff' things, no. I once knew of this guy who absolutely needed overtime just to make ends meet as he was living beyond his means, and when the company said no more overtime, he was in trouble!
Sound advice sis, and I hope that your post impacts someone who might be about to make a financial decision that would not be in their best interest.
Love ya much sis!🤗😘😍💖🌹 !LADY !LUV !PIMP
You must be killin' it out here!
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I don't know why they don't teach money management in high school, sis.
Much !LUV 🤗😘😍
!LADY
!PIMP
You must be killin' it out here!
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They're getting a workout and slapped 1/1 possible people today.
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It is a skill that is most definitely needed! Does make you wonder why they don't, though. Love ya much!🤗😘😍💖🌹
Your poured silver collection sure bring back many great memories. I'm glad I started my Stacking journey almost ten years now. I could never imagine what I have now in my stack and still pay off my mortgage since. Practice those savings principles, the earlier the better.
Always, with love 🤗🌺❤️
!LADY
Ms. Ravenhill @kerrislravenhill
You will like this One because Everybody is Breaking Bad..............
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Keep on Stacking Young Lady...........
!LADY
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Well, it is more of a rap really.
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We are lucky to have been consistent all these years!
Much !LUV, sis 🤗🌺❤️
!LADY
It's not meant to be financial advice but at the same time it's one of the best advices one may be given..😂😂😂
Debt control and a higher salary payout is key!!
You got it right, @seki1 .
Part of being able to negotiate a higher salary is the quality of one's work. In this regard, upgrading skills is helpful.
!PIZZA
Sorry for the delay, last week my notification feature wasn't working properly. I received 100 more LOH tokens just a week ago and I thank you for not only these tokens but also for being one of our sponsors in our contest. Thank you for this generosity. 🙏 Have a lovely day! 😊
The pleasure is mine, @untilwelearn! Keep up with your contest!!!
!PIZZA
😊🙏🏼
So many great pours and some great advice to go with it… nice. 😎
The kids are asleep I suppose (because you have time today to visit, !LOL).
It nice to receive a comment from you, @brian.rrr. I wish you well!
!LUV
!BBH
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He wanted to take up residence.
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