A Troubled Night My Owner Key Lost (Neoxian On Rescue Mission)

In 2018, I came about a decentralized bank on steemit now Hive and I marvel at how the bank renders help to multiple users of the community.

Are you aware of the bank of Hive?

Case Study
I was under serious financial obligation and try to get a loan from the bank to settle the bill but the bank gave me a condition with a huge interest rate and told me I have to wait for two weeks to get the loan. I need to settle this bill within two days and I stumbled on the bank on this platform managed by @neoxian.

Yes, the figure I see scared me and with info I've heard about him can chase you away from moving closer but when you transact and fulfil the terms and conditions, you see clearly who @neoxian is.

Why am I bringing neoxian bank into the case study?

Between 2018 & 2019 I got a loan close to $3200+ from the decentralized bank (neoxian), despite the fact that there are some conditions I was unable to fulfil, like late delay in payment and some other related issues, neoxian listened provided you have valid point but don't take this for granted you can be burnt 🥵.

Since is a decentralized bank, your collateral will be your hive account owner key, and the bank did not stop you to use your account, in fact, you become a customer of the bank and vote from neoxian can visit your post.

Tell me which bank loan allows you to use your collateral when you are still serving the loan?

I discovered Safety after 3 years.

All Hiveians have been preparing for HiveFest 6 which started November 12th and I received an event badge that required a memo key to claim. Wow, just discovered, I can't find my owner key, I've been using posting and active keys since 2018, gosh! just discovered the ownership of my account is with somebody.

Will neoxian still keep this key for me?
Hope I did not change the key and forget to keep it?

Now, never release your owner key to anyone because we are humans, I am so lucky, I bank with a trusted @neoxian on this Hive who kept my owner key but before he found it, it was a troubled night of discussion, you can imagine after three years of the transaction.

See some of our discussion:

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Lesson Learnt

1. Transact with people, organizations or companies with a track record on the blockchain.
2. Who holds the owner key of the Hive account is the owner of the account.
3. There are other options you can use as collateral, discuss with the bank manager (@neoxian)

In conclusion, there is a secure, decentralized bank on Hive managed by @neoxian, you can lend and payback based on an agreement between you and the bank 🏦

Free to chat up @neoxian, follow the guide, sign the contract and follow it to guide against hammer on your entire hive journey 😆 meanwhile @neoxian is friendly if you know what you are doing.

Share Your Neoxian experience in the comment section below if you have any!