On the Mis-selling of holiday homes!

The mis-selling of holiday homes in caravan parks has been in the news (again) recently.

This article from the BBC contains three case studies of people who bought static caravans as investments, having been told they would make enough money in rental income to cover the finance costs of the caravans.

Those finance costs include the dreaded fees the parks charge for maintaining the site and services such as laundry, and also anything else on site that costs something to run.

Screenshot 2024-10-24 at 16.38.30.png

The typical story goes something like this:

  • The buyers come into a large sum of money, around £60-£100K, through an inheritance or a pension lump sum.
  • They think a holiday home will be a good middle-income investment with the additional perk that they can also stay there and offer it to friends and families.
  • The sales people bullshit them about how much money they can make renting the caravan out for, say half the year and the maths seems to work out.
  • They may have a good first year, but then the maintenance charges go up and the private owners can't compete with the rates offered by the Park itself, which has a stock of caravans just for rentals.
  • The owners end up selling their caravans back to the park at a MASSIVE LOSS. You might get £20K back on an initial £70K Vest after just a couple of years, for example.

And these parks just don't care whether the reason you sell is because you've been diagnosed with cancer, they don't care whether they've just sucked your entire pension pot out from you if you're in your 70s, they don't give a shit!

Screenshot 2024-10-24 at 16.38.10.png

The problem...

Is that people just dive in without doing due diligence, they trust what the sales people tell them, what they should do is get independent advice and get any projections down in writing, of course the later would never happen as they are BS, at which point you would hopefully decided not to buy.

Oh of course the Parks have documents in writing saying you shouldn't buy these homes as an investment, but that's glossed over in the sales pitch itself....

The lesson...

I learned this when I lived in a flat, because I had to really, but now I'm out the lesson is this: DO NOT INVEST IN ANYTHING THAT HAS MASSIVE MAINTENANCE FEES WHICH YOU CAN'T GET OUT OF EASILY!

That means anything leasehold and especially anything on a park home. They are just the worst kind of investments.

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At Bilpcoin, we're committed to helping and supporting people, not abusing them. We're burning as many BPC tokens as we can. We ask, why doesn't anyone do anything about these bad downvotes on Hive?

Very alarming situation on Hive: Misuse of power, fake interactions, and abuse of downvoting we've spoken up about the abuse of power on Hive, only to be downvoted and spoken to poorly.

Themarkymark and others are misusing their power, with Blocktrades delegating Hive power to Buildawhale and Usainvote.

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livinguktaiwan (79)in HiveFest • 2 days ago
He would never survive an hour at HiveFest now 🔪🔪🔪

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On Hive a significant issue exists with automatic upvotes consistently rewarding the same individuals day in and day out

We want to address the issue of downvoting. It has caused pain to many people, and we want to make sure it doesn't happen again reply to @jacobtothe

On Hive a significant issue exists with automatic upvotes consistently rewarding the same individuals day in and day out

We hope that those who genuinely care about Hive will reconsider their actions, as continuing down this path could inadvertently harm innocent users who are unaware of these issues

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Reply to @crimsonclad

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it's so, so concerning to see Blocktrades delegating 2+ million Hive power to Buildawhale, and Buildawhale is downvoting legitimate content

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The Marky mark

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Usainvote

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Apeminingclub

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Buildawhale downvoting good content, self-voting comments powering down funds that are then sent to Ipromote and then the alpha account controlled by Blocktrades' wife doesn't look good and raises questions about the transparency and fairness of Hive.

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(Edited)

The exact same thing happens here in Florida. I have a friend who bought a Trailer or … prefab home in Florida for $50,000 … in a Trailer Park where he has to rent ? the land for $1,000 a month … plus maintenance fees, property management etc etc… so another $50,000 per year … it’s crazy

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Holy crap, that is EXTREME!

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You need to be a millionaire to live in a Trailer in Florida. Thanks to NVDA and Bitcoin there are many new Millionaires

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They are great to live in though, as a renter. Assuming you get a good rate.

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Well I guess that way you avoid all of the shit, and just pay the rent, so easy days if you get a good deal!

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Very sad. You see a lot of similar things about business properties.

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