Hello Hive

Limitations exist in every field of life especial when we are trying to make a head way to successfully achieve our financial goals.
One of the things that people look into while planning and setting financial goals is how much money they see that someone has and how they wish to be like such wealthy people.

Our human fingers are not equal and what works for one might not really worth for you. As our faces are different, the same way is our building capacitAn

• Setting the right kind of financial goals

You shouldn't set a goal that will be too harsh and hard on yourself just because you are in competition with others, to have what they have or build as much as they have done.
This mount so much pressure on individuals who may want to result to dubious means to build their resources faster.

• Setting Larger and smaller goals

Sometimes our financial goals looks very cumbersome and often depressing if odds are working against us.
While setting larger financial goals, it is important to also look at breaking these goals into smaller bits like some daily, weekly and monthly goals.

Achieving your daily goals will determine if your weekly or monthly goals will be possible and if there is possibility of an overall success in the end.

Emergency needs and economic meltdown are some of the challenges that affects our financial goals.
If by now you are yet to save for emergencies, there is possibilities that these can crash your financial journey midway. Achieving financial success requires that we plan for emergency use of money alongside our goals so that one does not tamper with the other.

Economic meltdown is another factor that is beyond our control when such happens it directly affects our financial journey. Government policies that affects our jobs and salaries directly interferes with our goals.
Some of the strategies we can adopt to achieve our financial goals despite the many draw backs can be in this manner.

Readjust your set goals from time to time.

You might have decided to be saving a million naira monthly if you earn twice that amount seeking to save 12million naira at the end of the year.
There is no harm in readjusting these goals to half the amount if your employer decided to slash your salaries to half it amount.
This means that you can only save 500 thousand and end up with 6million at the end of the year.
These are circumstances beyond your control but if you decide to keep the former financial goals against your new salaries, you should understand that it is either this becomes unachievable or you ruin your emotions pushing hard.

Adopting different strategies that can improve your savings goals.

Have you taught about the times you receive extra bonuses at work.
You might be lucky to hit a jackpot or win some lottery, that is not the time to lavish such monies.
Extra bonuses at work can also push your financial goals further if these monies are utilized properly.
You can decide to add every bonus you received to your savings and this also shortens your financial journey and makes it achievable.

While working you might be exposed to some earning opportunity that you can also utilize to be much beneficial as well.

Different strategies can be deployed to achieve your goals.
For instance if you have powered up your hive to be a curator to earn some 2.9%APR but time is against your set goals, one may decide to power down and convert to HBD savings that will earn you higher and at least 20%APR.
That way your savings improves and makes direct impact on your goals.

Some may result to changing businesses the type of business they have on ground or their business strategies in order to push their earnings forward.

Always remember that the strategies that works for one may not work for another.
We are not in competition with each other, as our faces are different so is our ability and capacities.
Do not wear yourself our chasing goals that are not realistic.
Hope for the best and work on the best plans and strategies always.