RE: 2025; Charting a New Heading and a gift from a new friend.

avatar

You are viewing a single comment's thread:

It took ten years of consistent stacking to get here. I first learned to control my spending. Then worked on paying off the debts. Set up an Emergency Reserve fund that help keep me out of debt or minimize the debt into an easier size to manage.

There were days I was able to set aside a sizable purchase on the price dips. And there are months where I could barely afford a few silver Maple leafs. So far, I never had to sell any, I've come close though.

Taking on extra shifts, doing side gigs kept me ahead of the bills, but in addition to taking care of my roommate and writing on Hive took a toll. I was barely getting about 5 hours of sleep a day. Burning the candle at both ends too long was one major factor in my health crash. I was too stubborn to realize it and I did take after my workaholic Mom in her productive years.
I have to stop and slow down now.

Looks like I may have to retire much earlier than I am prepared to. I've got Three sources of passive income lined up plus Hive I hope not to withdraw my capital from. Preparing for early retirement at best. Maybe open my own Thrift Store business is possible.

!LADY
!LUV ❤️

P.S. I just uploadded my next post.

inleo
0
0
0.000
5 comments
avatar

I'm sad for you that it took such a big tole on your health, I really do, but on the other hand, you are a big inspiration for pushing through and making sure your family (and maybe some other loved ones) will have a great example on how it's done financially.

I can speak for myself when I say that I missed a parent like that, heck even a family member who was willing to teach me. I had to figure it out all on my own and landing in a toxic relationship just before my 18th birthday I ended up in debt right away as he tricked me into putting things on my name. Without someone to guide me and warn me for these practices, I got sucked in early in life.

Although I haven't been able to focus on precious metals as soon as I would have wanted (I sure remember reading you and the other ladies their content about silver on Steem already, feeling inspired!) I know that financially we're making big progress in the past year and especially in the last tax quarter.

I calculated the tax savings with this huge change and will put aside that full amount every month so we have an emergency fund filled up rather sooner than later ;) With my tiny collection I don't really know what my first precious metals goal should be to work towards but for now I will just stick to buying monthly and seeing it grow.

Heading to your post now !LUV !LADY

0
0
0.000
Reply