Managing finance is indeed necessary for long term

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December is known as the festival month, and it's a matter of celebration. It's true that celebration should be related to happiness and enjoyment, but nothing comes to us for free. So our happiness is directly related to finance, and maintaining finance is very important even if it's the festival season.


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I know that festival season brings us some extra costs, and sometimes it's too much that we need to face negative consequences of it later. Spending money impulsively means seeking trouble because, in the end, we will end up being broke in such a case. Moreover, in January we also need to take care of many financial things compared to other months, and in that month extra costs are also quite natural. So, the financial decision of December will directly impact January, and we may need several months to overcome the situation.

Although in my country December is not a festival month, it's the month that many of us plan to travel and enjoy moments with family. Moreover, during the time we need to attend a lot of weddings, and expenses naturally increase as we go to the wedding party with a decent gift. So, managing finance is important. In fact, it's important all the time, not only in December.

To be honest, in my family, I don't need to manage financial things because my parents take care of it quite well, and I don't need to worry about it. I think I am quite lucky to be free from the responsibility. I directly give my offline earnings to my parents, and I take money whenever I need it, but in rare cases I need money. I think I only take money from them when I go to university for the transportation cost. But still, I have my online earnings, and I need to take care of that by myself, and I keep the money for myself.

I don't go outside generally and stay in a room the whole day, and I need my technological devices and internet connectivity. I have my mobile and desktop, and I take care of the Wi-Fi monthly bill from my online earnings, and it's a matter of each month, and it's quite normal for me.

I always have extra funds for tours and adventures, but this year I don't have any plans to go out of home, and so there is not a chance to spend my money. So I am just saving the money for the upcoming years because, in the new year, I need to take care of some financial things that are extras to me. I think next year I need to spend a good amount of money on collecting data from the field for my research paper. Additionally, my mother demanded a fridge from me, and I promised to give her a refrigerator for the village house in the new year, and so it's a big deal for me. However, I will be happy if my mother becomes happy. I think it's needed also because when we go to the village, my mother and sister need to suffer a little bit for it.

The good thing is I don't have the habit of shopping. I hardly go to the shopping complex to buy clothes. I only go when it's necessary. In the case of impulse buying, I am 100 feet away from it. I only buy those things that are necessary. I don't have any habit of spending money on luxurious things, as I love to live a simple life. In the case of financial matters, I am quite accurate when I manage it, and I can plan well for taking care of financial things. Except for some exceptions, I think it's difficult that something is missing from my plan. Moreover, I can generate money from trading whenever I need extra money.



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6 comments
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you are among the lucky ones that is enjoying the benefit of living with their parents, enjoy while it last😃

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There is no way we won't spend money during the festive period. This month's spending would determine how tough January would be. You are still enjoying it greatly anyway. Leaving with your parents is nothing begger than enjoyment.

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We can't restrict our spending fully but we can manage it considering the upcoming months otherwise we need to face the negative impact of it.
!PIZZA

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