RE: Cryptocurrencies and Payment Innovation: How SpacePay is Bridging the Gap

Looks good, but does it support HBD ?

I feel what's needed is something almost like a personal local exchange, where you can feed in whatever type or crypto, and the merchant can accept whichever other type of crypto (including stablecoins to minimise volatility risk), but it only works if fees are minimal and simple enough to do the maths in your head.