Confront your fears by taking Calculated Risks
Fear is a feeling that is present in all humans but some people know how to control their fears better than others...
Being able to deal with our fears requires courage. Many things cause fear in humans. Some people are scared of poverty, some are scared of death and so many more but what is my greatest fear in life?
I am someone who does not like to be caught off guard so often I make plans ahead, whenever I want to venture into anything, I always think about the problems that may arise when I am doing that thing and figure out a way to tackle them.
People would often question me why I love to think about negative things and my response to their question is, nothing lasts forever, we have good and bad times and we must learn to deal with both...Life can't always be rosy and once you know that, you won't feel that bad when things don't go the way you planned them.
A few years ago, a friend of mine asked me why I don't lament like the others that I am broke, I told him that he who fails to plan, plans to fail, I don't lament because I do not allow my bank account to enter the red zone before I comport myself and limit the spending, the moment I realized that the money in there can only last me for 3 months, I cut off every other expense until I earn more, unlike some people that would use their last card to buy clothes or other materialistic things.
One of the moments I had to face my fears was when I wanted to obtain my first loan, based on the things I have heard about loans and how people were not able to pay back which resulted in them losing their collateral, I never thought I would collect one in my life but it happens that I saw an opportunity which I did not want to miss and the only way to get it done is to obtain a loan.
I spent days thinking about whether I should go for the loan or not but when my mind was on something, I felt miserable if I was not able to achieve it so the other part of me won and I courageously obtained the loan.
I had no peace of mind because I kept thinking what if things go wrong and I was unable to pay back the loan, all these negative thoughts pushed me to the limit and made me work harder and I rushed to pay back the loan... I paid back a loan that was to be due in 6 months back within 4 months, that was how scared I was.
That event turned out to be a stepping stone for me and It also helped me to get rid of the fear of loans because I stopped getting scared of getting loans when I needed it and it has helped me a great deal of time without numbers.
Life itself is risk and all the great and successful people you see have taken one risk or the other to be in the position they are today, so never let your fears stop you from making it in life...
Overcome your fears by taking calculated risks!
Just call me Burl.
I am a professional gamer, motivational speaker and a crypto enthusiast
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This is very true and hard to achieve at a young age or when we have not gone through failure, I have been battling with a decision to make recently, been thinking about quitting my 8-5 or go for a part time schedule to focus on other business now that I'm debt free but still trying to calculate the outcome or what I can do better to make my time more efficient and not leave my 8-5, still working on this plan ✌️
The fact that you are thinking of quitting your 8 - 5 job means either it is too stressful for you or the pay is not much, so if there is any other better business, go for it, but don't leave your full-time job if there is no good opportunity out there for you, you can start looking out for better opportunities and when you see one, you can quit...
I did this in 2018 when I also wanted to quit my full time job, I did it slowly and when I was sure i can survive without it, I quitted!
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STOPI'm the last person on earth who will apply for a loan, I don't like the feeling of being in debt, I hate it so much that's why I try as much as I can to avoid spending too much, glad you were able to clear your loan within that period and the way Nigerian loan apps works if you don't clear it they will now call your family people and be threatening them.
It is not a Nigeria app loan, I also would never attempt that... This was an online loan I got from Neoxian...
naija loan will stress you and their interest rate is just not nice
Wow now I'm happy it wasn't a Nigerian loan app..
It is even a risk not to take risk. Taking calculated risk is encouraged because when we win it becomes a stepping stone just as you have done. I do wish you more achievements
thanks hive deb
Dealing with fear requires courage. Wow there's no doubt about this. Thanks for sharing
Yeah. You are right. I think that this is where we do miss it. Only thinking of the positive aspects of life and not thinking and planning of the negative aspect of life
Thanks for sharing
It is necessary to think about both, nothing lasts forever, not the good nor the bad days...we must learn to cope with both
Many people are scared of loan and sometimes could limit themselves of good opportunity to expand their financial life. Of course you are aware of my big loan this year..I never thought I could take a loan in life but it seems I am confronting this same fear gradually
once the reason you collect the loan become successful, you will find yourself taking more loans to expand yourself, that was what I did and I never for once regretted taking loans....
stay away from naija loans tho lol
Haha 😆
Naija loan..I flee
Loan taking is a big risk, many took loans and things turned out different and they landed themselves in debt but we still have to the risk. Thanks for sharing.
this is why we should take loans for good purposes.
some people took loans to buy liabilities and yes some took it to for business but unfortunately didn't work well for them
When there are problems in life, when a person takes a loan, then he goes into more problems because there is not enough money in time to return it. Insider should never take loans.
Once I realize that my account is getting red, I reduce the way I spend money. I act like I’m broke even though the brokenness is not here yet…
That’s the best instead of spending lavishly and later realizing that you’re broke
yea, never let it get worse before you minimize it and try to find a solution
Overcoming fear requires courage indeed. Just last night i was scared and couldn't sleep cos i was alone and feeling downcast. Took alot of courage to tell myself I was fine and then sleep came. Nice write up!
yea once we overcome the fear, we will realize there was nothing and it is just our imagination that makes things more scary